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Lay-by

Not due just yet?

Due to popular demand, we have created a lay-by option. 

It's simple. For any purchase $300 and over, you may pay the total amount off over a period of up to 3 months. We will require a 30% deposit upfront, and the remainder split into fortnightly payments. We will send you invoices fortnightly and once the full amount is paid for, we will ship your product to you. 

If you require a more flexible option, please send us an email at info@bagsforbabes.com.au or via Facebook and we will try to help. (we are nice people!)

As we don't have an option to add this on automatically when checking out, we will have to do it manually, so please get in contact with us if you wish to put your purchase on lay-by. 

We do not charge any extras or interest on this option. However, if you change your mind or if invoices are not paid for by the time the next payment is due, your purchase may be forfeited and a store credit issued with a 10% restocking fee deducted. We are happy to be as flexible as possible, please just keep us in the loop and let us know if you are facing difficulty making repayments. 

 

 

Coming soon: ZipPay

What is zipPay?
zipPay is a safe, simple, and convenient payment option, powered by zipMoney, that lets you shop online and pay later for your purchases – with no credit card required and no interest ever. 

zipPay provides an account that allows you to pay the balance of your purchases at the end of the month, or to take your time with affordable monthly payments that suit your lifestyle and budget. It’s quick and simple and is specifically designed to help you manage your online spending.

How much does it cost?
At the end of every billing month, you can choose to pay off your balance in full, or simply make a payment that suits your budget (note: there is a minimum repayment of $30 per month required). A $5 monthly account service fee is added to your account for any month you have an outstanding balance. 

There is NO establishment fee to setup your account and NO INTEREST ever! If you have repaid your balance in full within 30 days you will never be charged any fees! Additionally, once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.

How do I make repayments?
To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much and as often as you like as long as you pay at least the minimum ($30) each month.

Alternatively, to make a payment simply log into your zipPay Digital Wallet and select ‘Make a Payment’ – payments can be paid online by debit card, credit card, or Bpay.

Should you have any difficulties with your payments please let us know – as long as you keep us informed about your circumstances we will work with you to provide flexibility to help keep you on track and your account up to date.